Commercial auto, built
for your line of work.

A plumber's truck and a body shop's lot are not the same risk — and they shouldn't be quoted the same way. We write commercial auto by industry, because knowing your trade is how we get you the right coverage at the right price. Find your vertical below.

Why trade-specific matters

Generic quotes get NJ businesses covered wrong.

An online quoter sees a van and prices a van. It doesn't know a wrapped pest-control vehicle carries chemicals, that a contractor's tools need inland marine, or that "delivery" shouldn't be rated like long-haul trucking. We do. That knowledge is the difference between a policy that pays and one that fights you.

Contractors

Plumbing, electrical, HVAC, roofing, GCs, carpentry, painting, landscaping. Work trucks, service vans, tools, crews. Our largest book.

View contractor coverage

Service Businesses

Cleaning, pest control, pool, appliance and mobile repair. Wrapped vans, chemicals on board, route-based driving across NJ.

View service coverage

Auto Service & Garages

Repair shops, dealers, body shops, service stations. Garage liability and garagekeepers for operations and customers' cars.

View garage coverage

Local Delivery & Route

Food, parts, courier, last-mile. In-state, non-FMCSA. Priced as local delivery — not dragged into long-haul trucking rates.

View delivery coverage